Cash-Out Refinance

About Our Cash-out Refinance Program

In want of extra money? Have untapped fairness in an investment property? JS Lenders Cash-out Refinance Program is the perfect solution. Our fast, easy, and dependable software may be used to extract money from investment properties owned outright, or refinance a current loan with additional equity.

These types of loans don’t report on credit, and accordingly no longer have an effect on the debt-to-profits ratio. Using our cash-out refinance program allows investors to obtain the best leverage at great rate.

Cash-Out Refinance

Cash-Out Refinance Program Details

Interest Rate:

Rates Starting at 4.49%

Credit Score (FICO):

Minimum Credit Score of 680

DSCR (Debt Service Coverage Ratio):

DSCR Minimum of 1.1

Seasoning Requirement:

Minimum Seasoning of 6 Months Leased

Max Loan to Value:

Up to 75% LTV

Property Type:

Single Family and 2-4 Unit Multifamily

Loan Term:

30-year Fixed Rate Term

Income Verification:

No Income Verification

Where we lend

JS Lenders Lends in the following states


New York

New Jersey



North Carolina